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SFMC Home Lending

For SFMC Home Lending builder partners

Advertise a Standout Rate All Weekend. Decide What to Cover on Monday.

The SFMC Home Lending Weekend Forward Commitment turns our forward commitment pricing into a weekend marketing tool for your homes. Pick a rate Friday, market it all weekend, and decide Monday how many homes to cover.

Get StartedSee How It Works

How It Works

  1. 1Friday

    Pick your rate

    Choose the rate you want to advertise. SFMC Home Lending prices it and provides approved marketing materials. Pricing requests are due by 5:00 p.m. Central.

  2. 2Weekend

    Advertise it

    Promote the rate to buyers Friday through Sunday using SFMC Home Lending approved materials. There is no cost to you over the weekend.

  3. 3Monday

    Cover what you need

    Before any sales contracts are signed, tell us how many homes to cover, the total loan amount, and the term. Requests are due by 3:00 p.m. Central to hold Friday pricing. You sign the forward commitment and wire 25% of the cost to put the coverage in place.

  4. 4Funding

    Close and fund

    Buyers apply with SFMC Home Lending and close at the committed rate. The remaining 75% is paid as each loan funds, and each invoice shows the 25% credit for that loan.

Why Builders Use It

No cost to advertise.

Nothing is owed for the weekend itself. Costs begin only if you take out coverage on Monday.

You size it to real demand.

Coverage is decided Monday, based on the buyers you actually saw.

Flexibility after execution.

If a sale falls through, you can apply the coverage to a different home. Otherwise, the coverage is paired out at market. The builder pays any pair out cost, and any gain is refunded or credited toward your next forward.

Marketing support.

SFMC Home Lending provides approved materials to promote your rate, and your loan officer is available to you and your buyers through the weekend.

Program Highlights

Deadlines
Pricing by 5:00 p.m. Central Friday. Coverage requests by 3:00 p.m. Central Monday. Friday pricing holds only when coverage is executed Monday.
Agreement
Signed each time new coverage is taken out on Monday.
Payment
25% by wire at execution. Remaining 75% paid as each loan funds.
Term
Chosen Monday, such as 30, 60, or 90 days. Extensions are available at the builder's cost and are included on the final invoice.
Loan types
Conventional and government loans.
Coverage
No maximum per builder at launch.

Frequently Asked Questions

Something not covered? Ask your SFMC Home Lending Loan Officer, or send us a note below.

Ready for Your First Weekend?

Already working with an SFMC Home Lending Loan Officer? Reach out to them to get started!

Don't have one yet? Fill out the form and we'll be in touch.

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